There are a variety of major injuries that occur in car accidents. Some include fractures of bones or soft tissue injuries such as ligament or tendon tears. Shoulder and knee injuries which are more common when you are hit from the side. Additionally, the body twists from the collision causing soft tissue injuries in the upper and lower extremities. The result of the whiplash experienced in a car accident can lead to back injuries. Although not as traumatic as bone fractures, there could be a dislocation in the spine or gorges on the spine.
Neurological injuries, like concussions, are very common in car accidents. These injuries have symptoms such as dizziness and headaches. Sometimes it’s a tingling sensation in the extremities or on various parts of the body. Sometimes, these symptoms resolve quickly, but there are cases where the symptoms can last for an extended period of time.
What Are Some Hidden Or Less Visible Injuries That Can Be Sustained As A Result Of A Car Accident?
Unlike the obvious nature of a fractured bone and the intense pain associated with that, some injuries are not immediately apparent. These injuries include headaches, nausea, some loss of memory, or other neurological injuries. Also, soft tissue injuries such as sprains, strains, and tears in the ligaments and tendons, shoulders, and knees may be complete or partial, depending on the severity of the accident. It is important to get a thorough evaluation by a doctor after an accident to screen for all of these potential injuries.
How Are Settlement Amounts Calculated In Serious Car Accidents In New York?
Settlement amounts in New York are calculated based on liability and amount of damages. Liability is the amount of fault that the other party has. Depending on the nature of the crash, the fault of the other driver could range from 0-100%.
The amount of damages considers the extent of injuries. Additional factors include the amount of medical bills, type and frequency of medical treatments, as well as long-term outlook from the medical point of view.
Lost wages are also considered in calculation of damages. If a person had to miss work as a result of an accident, they are able to receive financial compensation. A variety of factors can influence the amount of money in the settlement depending on the severity of the mental and physical injuries.
What Tactics Do Insurance Companies Use To Deny Or Limit Serious Car Accident Injury Claims?
Insurance companies will attempt to limit their liability as much as possible. They often minimize the fault of their insured. Sometimes they argue that the person had pre-existing medical conditions, meaning the injuries already existed before the car accident. Additionally, they attempt to portray that the car accident did not contribute to long-term injuries or only caused minor injuries. They may insinuate that certain treatments that the person is receiving after the car accident are medically unnecessary. Insurance companies will attempt to show the treatments are not improving the patient’s health. Finally, they often claim that the person is exaggerating their injuries, the amount of pain they are in, or the amount of work that they are no longer able to do.
Insurance companies will make attempts to minimize the amount of money they pay for the final settlement. These tactics are a few examples that they may employ to achieve that result. It is important to have an experienced attorney because they have seen these tricks before and know how to prepare for them, identify them, explain it to their client, and gather evidence to refute each of the points the insurance company is trying to push.
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For more information on Serious Car Accident Injury Claims In New York, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (516) 588-6224 today.
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