In this article, you can discover:
- Why it’s crucial to act fast if you are seeking compensation for accident-related injuries.
- Why you don’t have to lose hope if you were injured by an uninsured or underinsured motorist.
- The critical role of an attorney in making sure that you get the most out of your claim.
How Long Do I Have To File A Personal Injury Claim After A Minor Car Accident In Nassau County Or Queens County, New York?
If you’ve been involved in any motor vehicle accident, it’s important to notify all involved insurance companies as soon as possible.
Among other requirements, in New York you must notify an insurance company of your accident within 30 days of its occurrence. What’s more, special procedures must be followed for a notice to be considered valid.
These special procedures can be confusing, which is just one of the many reasons people often choose to work with an auto accident injury lawyer.
Additionally, New York has a Statute of Limitations for personal injury claims – typically, it is three years from the date of the accident.
This means that you must file a civil suit before three years have elapsed, or you risk losing your right to bring the matter before a New York Court.
(It’s important to note: Some personal injury cases in the state will have a Statute of Limitations that is even shorter than the typical three-year window. This is often the case when accidents involve vehicles operated by state or local government agencies such as bus collisions or railroad crashes. So, it’s best to contact a personal injury attorney as soon as possible to avoid losing out on your right to compensation.)
I Was Hit By An Uninsured Or Underinsured Driver In Nassau County Or Queens County New York. Do I Have Any Chance Of Recovering Financially For My Injuries?
It’s natural to feel uncertain and worried about your ability to find compensation when you’ve been in an accident with an Uninsured or Underinsured Motorist (UM/UIM). Fortunately, New York laws provide security for these situations.
All auto insurance policies in the state include a provision for UM/UIM coverage. So, if you’ve been in an accident caused by a UM/UIM, your own insurance policy should cover your losses.
Additionally, there are situations where recovery may be possible via MVAIC – an insurance company created by the state of New York specifically for situations when no other coverage is available.
If It’s Clear The Other Driver Was At Fault In A Minor Car Accident, Do I Still Need To Hire A Nassau County Or Queens County New York Car Accident Attorney For My Personal Injury Case?
When it’s clear that the other driver was 100% at fault for your accident, it may not be completely necessary to hire an attorney – but it is always helpful.
Personal injury claims are legal processes that involve technical and procedural knowledge. What’s more, the claims process includes months of gathering information and evidence. This information is then weighed to determine the value of a claim.
Without an attorney, you essentially place the outcome of your case in the hands of the insurance company that is processing it. Because insurance companies are concerned with protecting their business interests by limiting the amount in damages that they pay out to clients, you can’t rely on them to give you the full amount in coverage that you are eligible for.
Working with an attorney helps to level the playing field by putting an expert advocate in your corner. Through negotiations, strategic work, and an expert understanding of the law, a personal injury lawyer puts you in the best position by helping you get the most out of your claim.
What’s more, because your lawyer will be a skilled professional, you don’t have to worry about waiting and struggling to recover your damages. An attorney can provide you with results that are greater, faster, and more comprehensive than any alternative.
Should You Call The Police To The Scene For A Minor Car Accident In Nassau County Or Queens County New York? What Are The Dangers In Not Reporting Even A Minor Accident To Law Enforcement?
In New York, a police report must be filed any time a car accident occurs. But because the police do not need to be called to the scene for every accident, you may choose to file a police report on your own 24 hours after the collision.
Both parties can file a police report individually – either by contacting their local police department or going to a station. But from a claims standpoint, it is always advisable to wait for officers to come to the scene and prepare a police report. This way, you will be sure to have documentation of all the necessary details that will be used to successfully prosecute the claim in the future.
Should I Hire An Attorney After A Minor Car Accident?
It’s always advisable to hire an attorney for your car accident claim. In fact, there’s almost no downside.
How is that possible? Personal injury attorneys almost always work on a contingency basis. This means that your lawyer will only collect a fee when you win your case. So, if you lose your case and cannot recover damages, you are under no obligation to pay your attorney.
Because of this, it is clear why it’s beneficial to contact an attorney so that they can assess the case, work the case, and ultimately obtain the best results in the shortest amount of time.
I Have No Obvious Injuries After A Minor Car Accident In Nassau County New York. Is It Still Necessary To See A Doctor Right Away?
It’s always advisable to see a doctor after an accident – even if you have no visible injuries.
Why? First, and most importantly, some injuries are not visibly apparent after an accident. Some internal injuries, for example, can take days to show symptoms. Unfortunately, in some cases, it is too late to treat the damage that has been left untended.
What’s more, it’s important to have a medical record on hand when processing an auto accident injury claim. Without one, your claim could suffer and you could lose out on the compensation that you need and deserve.
How Does It Impact A Minor Car Accident Claim In Nassau County Or Queens County New York If Either Party Were Ticketed?
If either party is ticketed in connection with a minor car accident, it will be factored in when determining the percentage of fault held by either side.
In simple two-car accidents, a ticket is usually a good indicator of which party caused the accident. If both parties are ticketed, it will likely require a closer look at the case. If neither party is ticketed, you may see a note on the police report referencing negligent behavior on the behalf of one of the drivers in the form of distracted driving, etc.
All these issues and more are but another indicator of the important role of an attorney in your claim. By having a skilled expert on your side, you can be sure that none of the evidence available will go unnoted.
For more information on Auto Accidents In New York, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (516) 588-6224 today.
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